Audit or regulatory findings
Translate findings into owned actions, credible evidence and a closure plan that survives challenge.
We travel to clients worldwide UAE & Netherlands based CAMS-certified
AML & financial crime support for regulated businesses.
Hands-on, project-based delivery for regulated gaming, fintech, payments and financial services — from high-risk reviews and SoF/SoW investigations to remediation, AML controls, QA and implementation.
iGaming — core focusFintech & paymentsBankingVirtual assets
Response within one business day · 10+ years in regulated financial services · Led an AML/FCC team of around 15
EXPERIENCE ACROSS LEADING REGULATED INSTITUTIONS
INDEPENDENT CLIENT ENGAGEMENTS
EARLIER BANKING EXPERIENCE
WHO WE HELP
Specialist support, matched to your sector.
Each area has a dedicated overview — the typical triggers, delivery options and practical outputs that fit.
01
iGaming AML & player risk
High-risk & VIP player reviews, SoF/SoW, linked accounts and remediation.
Explore 02Fintech & payments
Onboarding, CDD/EDD, control design, QA and responsible automation.
Explore 03Interim & remediation
Senior capacity for backlogs, audit findings, QA uplift and leadership gaps.
Explore 04For consultancies & law firms
White-label or subcontracted senior AML delivery behind your brand.
ExploreWHERE WE ADD VALUE
Bring in senior capacity when the pressure is real.
Focused support for the point where risk, delivery and scrutiny meet — with direct senior delivery and without layered staffing.
High-risk & VIP player files
Bring consistency to SoF/SoW, third-party funding and risk decisions in your most scrutinised player and customer segment.
Backlogs, QA & weak MI
Clear priority work while installing the QA, root-cause feedback and reporting needed to stay in control.
Leadership or change gaps
Bridge a team-lead vacancy, stabilise delivery or convert policy and technology into a workable process.
01 — SERVICES
Buy a defined outcome, not open-ended hours.
Start with a contained engagement. Each route has a clear scope, tangible deliverables and a natural handover point.
01DIAGNOSE
FIXED FEE · 3–15 WORKING DAYS
Financial Crime Control Health Check
A focused review of files, procedures and management information to identify the control gaps that matter most.
TYPICAL OUTPUTS
- Risk-ranked findings, not a generic maturity score
- Control heatmap and evidence summary
- Practical 30/60/90-day remediation roadmap
02IGAMING · SIGNATURE
REVIEW · 2–8 WEEKS
iGaming High-Risk Player & SoF/SoW Review
Independent, hands-on review of high-risk and VIP player files — source of funds and wealth, third-party funding, linked accounts and affordability. Built on the investigation standards Rainier helped create and standardise while leading the FEC team at Holland Casino Online.
TYPICAL OUTPUTS
- File-level findings with control heatmap
- Escalation, QA and threshold gap analysis
- Board- and regulator-ready remediation advice
03REMEDIATE
PROJECT · TYPICALLY 6–12 WEEKS
AML Remediation & QA Sprint
A structured sprint to clear CDD/EDD backlogs and close audit findings — for gaming, fintech, payments and banking — with the QA framework that keeps quality up after handover.
TYPICAL OUTPUTS
- Risk-based backlog segmentation and execution
- QA scorecards, root-cause analysis and coaching
- KPI/MI reporting and documented handover
04EMBED
FLEXIBLE CAPACITY · DIRECT OR WHITE-LABEL
Interim & Fractional FCC Leadership
Senior operational leadership for teams, complex escalations and change programmes without adding permanent headcount.
TYPICAL OUTPUTS
- Day-to-day leadership, coaching and escalation
- Procedures, EDD playbooks and investigation standards
- Ongoing QA oversight and management reporting
05TRANSFORM
OPPORTUNITY SCAN · 5–10 DAYS
CDD Automation & Responsible AI
Reduce repetitive CDD work with automation designed by a compliance SME who has helped implement RegTech inside a regulated operator — human-in-the-loop by design, aligned with the EU AI Act and CBUAE guidance.
TYPICAL OUTPUTS
- Automation opportunity map with business case
- Requirements, vendor selection and control design
- UAT, governance and rollout roadmap
01DIAGNOSE
FIXED FEE · 3–15 WORKING DAYS
Financial Crime Control Health Check
A focused review of files, procedures and management information to identify the control gaps that matter most.
TYPICAL OUTPUTS
- Risk-ranked findings, not a generic maturity score
- Control heatmap and evidence summary
- Practical 30/60/90-day remediation roadmap
02IGAMING · SIGNATURE
REVIEW · 2–8 WEEKS
iGaming High-Risk Player & SoF/SoW Review
Independent, hands-on review of high-risk and VIP player files — source of funds and wealth, third-party funding, linked accounts and affordability. Built on the investigation standards Rainier helped create and standardise while leading the FEC team at Holland Casino Online.
TYPICAL OUTPUTS
- File-level findings with control heatmap
- Escalation, QA and threshold gap analysis
- Board- and regulator-ready remediation advice
03REMEDIATE
PROJECT · TYPICALLY 6–12 WEEKS
AML Remediation & QA Sprint
A structured sprint to clear CDD/EDD backlogs and close audit findings — for gaming, fintech, payments and banking — with the QA framework that keeps quality up after handover.
TYPICAL OUTPUTS
- Risk-based backlog segmentation and execution
- QA scorecards, root-cause analysis and coaching
- KPI/MI reporting and documented handover
View additional services +
04EMBED
FLEXIBLE CAPACITY · DIRECT OR WHITE-LABEL
Interim & Fractional FCC Leadership
Senior operational leadership for teams, complex escalations and change programmes without adding permanent headcount.
TYPICAL OUTPUTS
- Day-to-day leadership, coaching and escalation
- Procedures, EDD playbooks and investigation standards
- Ongoing QA oversight and management reporting
05TRANSFORM
OPPORTUNITY SCAN · 5–10 DAYS
CDD Automation & Responsible AI
Reduce repetitive CDD work with automation designed by a compliance SME who has helped implement RegTech inside a regulated operator — human-in-the-loop by design, aligned with the EU AI Act and CBUAE guidance.
TYPICAL OUTPUTS
- Automation opportunity map with business case
- Requirements, vendor selection and control design
- UAT, governance and rollout roadmap
02 — TRACK RECORD
Standards shaped in practice, not only on paper.
Selected independent engagements delivered through R.D. van Dam Services, the consultancy practice now internationalised through Next Horizons. Earlier banking experience is shown separately.
01
REGULATED ONLINE GAMING
Holland Casino Online
AML framework, complex casework and FEC leadership
Progressed from FEC Analyst to Coordinator Compliance / Team Lead within an independent engagement — supporting the early build-up of the AML/FEC operation, helping build and standardise the investigation approach, and leading a team of around 15 analysts in a regulated online environment.
- CDD/EDD, SoF/SoW, PEP and sanctions escalations
- Procedures, EDD playbooks and FIU reporting
- QA framework, KPI/MI and audit support
02
REGTECH IMPLEMENTATION
Holland Casino Online
Income and financial-document verification
Acted as the compliance subject-matter expert for procurement and configuration, translating policy and frontline needs into workable controls.
- Requirements and vendor input
- Exception logic and human oversight
- Workflow design, testing and implementation support
03
REAL-ESTATE FINANCE
Mogelijk Vastgoedfinancieringen
High-value CDD/EDD and financial analysis
Delivered two interim engagements covering complex business customers, layered structures and real-estate financing risk.
- UBO and corporate-structure analysis
- SoF/SoW, OSINT, PEP and sanctions screening
- Financial statements and affordability assessment
FOUNDATION IN BANKING Earlier operational and customer-due-diligence experience at ING, ABN AMRO and Rabobank.
References from these engagements are available on request.
03 — APPROACH
Start small. Prove value. Scale only what works.
No lock-in and no oversized transformation programme at the outset. Every phase ends with material your management team, auditor or regulator can review.
- 01
Clarify the exposure
Agree the problem, decision-makers, evidence base and definition of done.
- 02
Deliver alongside the team
Combine independent challenge with hands-on execution, QA and knowledge transfer.
- 03
Leave a stronger control behind
Embed the standards, reporting and ownership needed to sustain the improvement.
04 — RESPONSIBLE AUTOMATION
Automate preparation. Keep judgement human.
Next Horizons helps financial-crime teams reduce repetitive work without pretending that risk ownership can be delegated to a model. The role is compliance SME and product owner: process mapping, requirements, vendor selection, control design and UAT.
SUITABLE FOR CONTROLLED AUTOMATION
- Document intake and evidence extraction
- Consistency checks and analyst prompts
- Draft narratives and audit-trail preparation
DECISIONS THAT REMAIN ACCOUNTABLE
- Customer or player acceptance
- Sanctions-match disposition
- STR/SAR filing decisions
Non-negotiable: automation never takes the decision. Acceptance, true-match calls, risk ratings and regulatory reporting always remain with qualified humans — in line with the EU AI Act and CBUAE responsible-AI guidance.
- Automate document preparation and consistency checks
- Preserve qualified human judgement and accountability
- Build requirements, controls and UAT around the real process
View full automation detail +
SUITABLE FOR CONTROLLED AUTOMATION
- Document intake and evidence extraction
- Consistency checks and analyst prompts
- Draft narratives and audit-trail preparation
DECISIONS THAT REMAIN ACCOUNTABLE
- Customer or player acceptance
- Sanctions-match disposition
- STR/SAR filing decisions
Non-negotiable: automation never takes the decision. Acceptance, true-match calls, risk ratings and regulatory reporting always remain with qualified humans — in line with the EU AI Act and CBUAE responsible-AI guidance.
AT A GLANCE
CAMS10+ yearsCoordinator Compliance & AML/FCC Team LeadHelped standardise CDD/EDD practicesEN / NLUAE & NL based
Rainier van Dam
Founder & Principal Consultant
Senior judgement, with hands-on delivery.
Most consultants advise from the sidelines. Rainier built his experience inside the operation: at Holland Casino Online he supported the early build-up of the AML/FEC function, helped standardise the CDD/EDD investigation framework and led a team of around 15 analysts through complex casework, QA and escalation.
He is a Certified Anti-Money Laundering Specialist with more than a decade across banking, regulated online gaming and real-estate finance. That background shows in the work: pragmatic frameworks, defensible files and quality that stands up to audit and regulator review.
Today Rainier serves clients worldwide through Next Horizons — the internationalisation of the practice he founded in the Netherlands as R.D. van Dam Services — from bases in the United Arab Emirates and the Netherlands, on-site at your offices between Europe, the Middle East and Asia.
Every engagement is delivered personally: no leverage model, no hand-offs — the person you meet is the person in the files. Assignments can be contracted through Next Horizons FZCO or R.D. van Dam Services, whichever fits your engagement.
PARTNER CHANNEL
Senior delivery capacity for consultancies and law firms.
Available for subcontracted or discreet white-label delivery where you need proven AML/CDD expertise without recruiting permanent capacity.
COMMON QUESTIONS
What buyers usually want to know.
Is Next Horizons an iGaming-only consultancy?+
iGaming is the deepest specialism. Through an independent engagement at Holland Casino Online, Rainier helped build and standardise the CDD/EDD investigation approach and led the FEC team. The same practical methods transfer to fintech, payments, banking, virtual assets and real-estate finance.
Where can Next Horizons deliver?+
Worldwide — and coming to you is the service. Based in the United Arab Emirates and the Netherlands, Rainier works on-site at your offices wherever the engagement is, in English or Dutch.
Can we start with a small assignment?+
Yes. A fixed-scope health check, sample review or mini-sprint is usually the best first step. You receive a usable deliverable without committing to a longer programme.
How fast do we get a response?+
By the end of the next business day, you will receive a personalised response with a suggested starting scope, deliverables and next step — directly from the principal consultant.
Can you work through our consultancy?+
Yes. Subcontracted and white-label delivery are available for advisory firms, consultancies and law firms, subject to a clear scope, conflicts check and appropriate confidentiality arrangements.
Is Next Horizons an iGaming-only consultancy?+
iGaming is the deepest specialism. Through an independent engagement at Holland Casino Online, Rainier helped build and standardise the CDD/EDD investigation approach and led the FEC team. The same practical methods transfer to fintech, payments, banking, virtual assets and real-estate finance.
Where can Next Horizons deliver?+
Worldwide — and coming to you is the service. Based in the United Arab Emirates and the Netherlands, Rainier works on-site at your offices wherever the engagement is, in English or Dutch.
Can we start with a small assignment?+
Yes. A fixed-scope health check, sample review or mini-sprint is usually the best first step. You receive a usable deliverable without committing to a longer programme.
How fast do we get a response?+
By the end of the next business day, you will receive a personalised response with a suggested starting scope, deliverables and next step — directly from the principal consultant.
Can you work through our consultancy?+
Yes. Subcontracted and white-label delivery are available for advisory firms, consultancies and law firms, subject to a clear scope, conflicts check and appropriate confidentiality arrangements.
START A CONVERSATION
Tell Rainier where the pressure sits.
Share the challenge, timing and desired outcome. You deal directly with the principal consultant — not a sales desk.
Prefer email? Contact Rainier directly at rainier@nexthorizons.ae.
CONTRACTING — INTERNATIONAL
Next Horizons FZCO · United Arab EmiratesCONTRACTING — NETHERLANDS & BENELUX
R.D. van Dam Services · the NetherlandsCOVERAGE
Worldwide · on-site at your officesResponse within one business day
Every enquiry receives a personalised response by the end of the next business day, including a suggested starting scope.
Prefer to talk first? Book a 30-minute intro call.